Taking the leap into homeownership is exciting—but it can feel overwhelming too. If you’re wondering how to begin, you’re not alone. Many first-time buyers ask: Where do I start?

Here’s a simple roadmap to get your home search off the ground:

1. Know Your Budget

Before you browse listings, figure out how much home you can afford. Talk to a lender to get pre-approved. They’ll look at your income, credit, and debt to determine a realistic purchase price.

2. Clarify What You Need (vs. Want)

Create a list of your must-haves and nice-to-haves. Think about commute, layout, number of bedrooms, and location. Keep this list realistic for your budget and market.

3. Work With a Local Agent

A good buyer’s agent will guide you through the entire process—searching, showings, offers, inspections, and closing. They’re your advocate and a valuable local resource.

4. Understand the Full Cost

Your down payment isn’t the only cost. Factor in closing costs, home inspections, moving expenses, and future repairs. Your agent and lender can help estimate these.

5. Be Ready to Move Quickly

In many markets, good homes sell fast. Having your financing lined up and a clear idea of your goals will help you act with confidence.

Reach out if you’d like to sit down to discuss the process in detail and I can suggest some local lenders for your pre approval too!

Amy Miller  BHHS Verani Realty  603-548-9535     amy.miller@verani.com